Terms

Welcome to Mizo. Please read this Terms of Service Agreement (the “Agreement”) carefully. By visiting mizo.xyz or any related pages we operate (collectively, the “Website”), or by using the non-custodial tools and interfaces made available through the Website — including cross-chain bridging, token swapping, multiswap batching, the multi-chain token launchpad, Mizo payment links, and analytics dashboards (collectively, the “Services”) — you confirm that you have read, understood, and agree to be legally bound by this Agreement in full.

References to “we”, “us”, or “our” mean the operators of the Mizo platform. “You”, “your”, and “user” mean any individual who accesses the Services. If you use the Services on behalf of a company or other legal entity, you represent that you have authority to bind that entity, and in that case “you” and “your” refer to that entity.

Please review this Agreement before using the Services. By accessing or using the Services, or by clicking to accept this Agreement where that option is presented, you agree to be bound by it, including our Privacy Notice, which is incorporated by reference. If you do not agree, you must not use the Services.

You may print and retain a copy for your records. We may update this Agreement at any time in our discretion and may or may not notify you of changes. The current version, with its update date, will always appear on this page. Continued use of the Services after changes become effective constitutes acceptance of the revised Agreement. If you disagree with any update, your sole remedy is to stop using the Services.

If any feature of the Services is subject to additional terms, those additional terms control in the event of a conflict with this Agreement.

IF ANY PART OF THIS AGREEMENT IS UNACCEPTABLE TO YOU, DO NOT ACCESS OR USE THE SERVICES.

Eligibility and restricted jurisdictions

THE SERVICES ARE NOT INTENDED FOR, AND ARE NOT OFFERED TO, POLITICALLY EXPOSED PERSONS (“PEPs”), OR ANY PERSON OR ENTITY THAT RESIDES IN, IS A CITIZEN OF, IS LOCATED IN, IS INCORPORATED IN, OR HAS A REGISTERED OFFICE OR PRINCIPAL PLACE OF BUSINESS IN THE UNITED STATES OF AMERICA (INCLUDING ITS TERRITORIES AND POSSESSIONS), ANY RESTRICTED JURISDICTION OR COUNTRY SUBJECT TO SANCTIONS OR RESTRICTIONS UNDER APPLICABLE LAW, OR ANY OTHER COUNTRY TO WHICH THE UNITED STATES, THE UNITED KINGDOM, CANADA, THE EUROPEAN UNION, OR ANY OTHER RELEVANT JURISDICTION EMBARGOES GOODS OR IMPOSES SIMILAR SANCTIONS (COLLECTIVELY, “RESTRICTED JURISDICTIONS”), OR ANY PERSON OWNED, CONTROLLED, LOCATED IN, OR ORGANIZED UNDER THE LAWS OF A RESTRICTED JURISDICTION, OR ANY PERSON LISTED ON A SANCTIONS LIST MAINTAINED BY THE UNITED STATES, THE UNITED KINGDOM, CANADA, THE EUROPEAN UNION, OR ANY OTHER JURISDICTION (COLLECTIVELY, “RESTRICTED PERSONS”). THERE ARE NO EXCEPTIONS. IF YOU ARE A RESTRICTED PERSON OR ARE IN A RESTRICTED JURISDICTION, DO NOT USE OR ATTEMPT TO USE THE SERVICES.

USING VPNs, PROXIES, ONION ROUTING, OR OTHER LOCATION-MASKING TOOLS TO BYPASS THESE RESTRICTIONS IS STRICTLY PROHIBITED.

By using the Services, you represent that (a) you are not a Restricted Person; and (b) you (including, where applicable, your owners, representatives, employees, or anyone with access to your wallet) will not coordinate, conduct, or control your use of the Services from within a Restricted Jurisdiction.

Neither we nor our service providers are responsible for activities you undertake using online services or blockchain technologies that we do not provide.

You further represent that you are legally able to enter into this Agreement; that you are not using proceeds of criminal, fraudulent, or otherwise illicit activity; that you are not a PEP or Restricted Person acting on their behalf; and that you will not use technology to circumvent restrictions in this Agreement. If you do not meet these requirements, you must not access the Services.

Accessing the Services

We may withdraw, modify, or restrict the Services, or any part of them, at any time without notice. We are not liable if all or part of the Services is unavailable at any time.

You are responsible for making the arrangements needed to access the Services and for ensuring that anyone who uses the Services on your behalf complies with this Agreement.

To use most features, you must connect a compatible digital wallet. You agree to notify us promptly of unauthorized access to your wallet or any security breach. Use caution on shared or public devices so others cannot view your seed phrase, private keys, or other sensitive information. We may disable access associated with your wallet or session at any time, including if we believe you have violated this Agreement.

You understand that data relating to your on-chain activity may be transmitted over public networks and recorded on blockchains visible to anyone.

What Mizo provides

Mizo is a non-custodial web interface that aggregates access to third-party blockchain networks and protocols. Through the Services, you may:

• Bridge digital assets across supported chains using third-party bridge providers;
• Swap tokens on supported networks, including privacy-oriented routing and on-chain execution where available;
• Multiswap by preparing batched cross-chain operations through the interface;
• Launch and trade tokens on supported chains via bonding-curve and post-graduation trading tools;
• Mizo by creating shareable payment request links that route payers through supported swap paths; and
• Analytics by viewing aggregated usage and transaction statistics made available through the Website.

We do not operate a digital-asset exchange, clear or settle trades, or custody user assets. When you initiate activity through the Services, you interact directly with third-party blockchains and protocols at your own discretion.

Transactions

Activity such as swaps, sends, cross-chain transfers, launch trades, or payments (each, a “Transaction”) requires digital assets and must be confirmed on the relevant blockchain. Blockchains are decentralized networks operated by independent third parties that we do not own, control, or operate.

Transactions may fail, be delayed, or complete at materially different rates or costs than quoted. You accept these risks. The Services do not store, transfer, broker, hold, escrow, mint, or mine digital assets. Execution occurs on third-party platforms subject to their own terms, which you also accept by proceeding.

Once recorded on a blockchain, a Transaction is generally immutable and cannot be reversed or edited. If problems arise from network failure, smart-contract bugs, protocol exploits, or similar causes, we cannot intervene or recover assets. You bear all risks from incorrect inputs, network or protocol errors, and third-party failures.

You are responsible for network fees (including gas), bridge fees, protocol fees, launch fees, and any other charges imposed by third parties. Fee estimates shown in the interface are informational only and may differ from actual costs.

WE DO NOT GUARANTEE THAT ANY TRANSACTION WILL COMPLETE, OR THAT QUOTES, FEES, OR OTHER INFORMATION SHOWN BEFORE A TRANSACTION WILL BE ACCURATE. WE CANNOT TRANSFER TITLE OR RIGHTS IN ANY DIGITAL ASSET. YOU ALONE MUST VERIFY ALL TRANSACTION DETAILS BEFORE CONFIRMING.

Third-party services

The Services rely on APIs, smart contracts, bridges, aggregators, indexers, and other tools operated by third parties (each, a “Third-Party Service”). Third-Party Services are independent of us. Your use of them is governed by their terms, privacy policies, fee schedules, and risk disclosures, which may differ from ours. You should read those terms before transacting.

TRANSACTIONS ARE EXECUTED BY THIRD-PARTY PROVIDERS, NOT BY US. YOU RELEASE US FROM LIABILITY ARISING FROM YOUR USE OF THIRD-PARTY SERVICES.

The Website may link to external resources or mention third-party promotions. We do not endorse them and are not responsible for your dealings with third parties.

Taxes

You are solely responsible for determining and paying any taxes arising from your use of the Services. We do not report your tax obligations to any authority, and third-party protocols may not either. You must maintain records and remit taxes as required by applicable law.

Intellectual property

The Website and its content, design, software, text, graphics, and arrangement are owned by us or our licensors and protected by intellectual-property laws. You may not reproduce, distribute, modify, publicly display, scrape, mirror, or commercially exploit the Services except as expressly allowed here or with our prior written consent.

Limited personal, non-commercial viewing and printing of reasonable portions of the Website is permitted. Temporary browser caching is permitted. Unauthorized use terminates your right to access the Services and may violate applicable law.

Mizo names, logos, and related marks may not be used without our prior written permission. Third-party marks appearing on the Website belong to their respective owners.

Compliance and screening

The Services may not be appropriate in every jurisdiction. You are solely responsible for complying with laws that apply to you. We have no obligation to advise you of legal risks arising from your use of the Services.

We may use publicly available information and data collected under our Privacy Policy to assess illicit activity, fraud, phishing, or sanctions risk. Third-Party Services may perform their own compliance checks; we do not control their results.

We may deploy automated screening, including geolocation and analytics tools, to detect prohibited use. If you believe access was restricted in error, contact us through our support channels. We may be unable to help with delays or failures on third-party networks.

Using VPNs, proxies, or similar tools to evade geographic restrictions is a material breach of this Agreement.

Phishing and risk alerts

Mizo may display informational alerts about potential phishing or other risks. These alerts are provided as-is without warranty of accuracy or completeness. You remain solely responsible for evaluating them and for any decision you make. We are not liable for claims or losses relating to such alerts.

Changes, suspension, and termination

We may change, suspend, or discontinue any part of the Services at any time without notice and without liability for resulting losses.

Prohibited use

We may suspend or terminate your access for any reason, including suspected fraud, legal requirements, or violation of this Agreement. Notice may be given but is not guaranteed.

You may use the Services only for lawful purposes. Without limitation, you agree not to:

• Violate applicable laws or export controls;
• Harm or exploit minors;
• Send spam or unauthorized advertising;
• Impersonate Mizo, our team, or other users;
• Interfere with others’ use of the Services or engage in abusive conduct toward our team;
• Disable, overload, damage, or disrupt the Services;
• Use automated means to access or copy the Services without permission;
• Use Website content to train AI/ML systems or to identify individuals without authorization;
• Introduce malware or attempt unauthorized access;
• Mirror, replicate, or attack the Services;
• Circumvent compliance or geographic restrictions;
• Use another user’s wallet without authorization;
• Deploy code intended to extract data or assets without consent;
• Exploit bugs or vulnerabilities for personal gain;
• Harvest wallet addresses, transaction data, or personal information from other users;
• Provide false or misleading information;
• Engage in money laundering, terrorist financing, sanctions evasion, or similar activity;
• Transact for Restricted Persons or from Restricted Jurisdictions;
• Engage in wash trading, spoofing, layering, front-running, or other deceptive market conduct.

Feedback

If you submit comments, suggestions, bug reports, or other feedback about the Services (“Feedback”), you retain ownership of your Feedback, but grant us a worldwide, royalty-free, perpetual, irrevocable, transferable, sublicensable license to use it for any purpose. Feedback is non-confidential. You represent that you have the right to grant this license and that your Feedback complies with this Agreement.

Risks

You are solely responsible for Transactions you initiate and for all fees incurred. Market conditions may make trading difficult. Digital-asset systems may be subject to theft, hacking, denial-of-service attacks, and other interference.

Information on the Website may be incomplete, outdated, or inaccurate. The Services may experience outages, latency, maintenance, or capacity limits. Verify information before relying on it.

No financial or investment advice

We are not your financial advisor, broker, investment manager, or legal or tax adviser. All decisions about how, when, and with whom you transact are yours alone. Nothing on the Website constitutes investment, tax, legal, or securities advice. We are not responsible for your decisions or outcomes.

Force majeure

We are not liable for delays or failures caused by events beyond our reasonable control, including natural disasters, epidemics, war, terrorism, labor disputes, utility or internet failures, government actions, or equipment malfunctions.

Disclaimer of warranties

We cannot guarantee that the Services or content accessed through them are free of viruses or harmful code. You are responsible for your own security measures and backups.

YOUR USE OF THE SERVICES IS AT YOUR OWN RISK. THE SERVICES AND ALL CONTENT, QUOTES, PRICES, AND INFORMATION ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, TITLE, AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, UNINTERRUPTED, OR FREE OF HARMFUL COMPONENTS.

Limitation of liability

Nothing on the Website is professional advice. Seek qualified advisers before making financial, legal, or tax decisions.

This Agreement does not create fiduciary duties. To the fullest extent permitted by law, any such duties are disclaimed.

WE AND OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, SERVICE PROVIDERS, LICENSORS, SUPPLIERS, SUCCESSORS, AND ASSIGNS (COLLECTIVELY, THE “COMPANY PARTIES”) SHALL NOT BE LIABLE FOR SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR OTHER INDIRECT DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY PARTIES’ TOTAL AGGREGATE LIABILITY UNDER THIS AGREEMENT SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE CASES, LIMITATIONS APPLY TO THE FULLEST EXTENT PERMITTED.

Indemnification

You agree to defend and indemnify the Company Parties from claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from: (a) your breach of this Agreement; (b) your use of the Services; (c) content or materials you submit; (d) your violation of law; (e) use of illicit funds or sanctions violations; or (f) infringement of third-party rights.

Release

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU RELEASE AND HOLD HARMLESS THE COMPANY PARTIES FROM CLAIMS RELATING TO: YOUR USE OR INABILITY TO USE THE SERVICES; INACCURATE OR DELAYED INFORMATION; SERVICE CHANGES OR OUTAGES; YOUR DEVICES OR CONNECTIVITY; THIRD-PARTY NETWORKS OR PROTOCOLS; GOVERNMENT OR LAW-ENFORCEMENT ACTION; YOUR NON-COMPLIANCE WITH THIS AGREEMENT OR THIRD-PARTY TERMS; FEES YOU INCUR; YOUR DECISIONS AND INTERACTIONS WITH OTHERS; TAX OBLIGATIONS; UNAUTHORIZED WALLET ACCESS; EVENTS BEYOND OUR CONTROL; AND AUTOMATED LIQUIDATION OR SIMILAR SMART-CONTRACT EVENTS.

Code of conduct

We expect respectful communication with our support team. Threats, harassment, or abusive language violate this Agreement and may result in restricted access.

Dispute resolution

Except as otherwise stated here, any controversy or claim arising out of or relating to this Agreement or the Services shall be resolved exclusively by final and binding arbitration under the rules of the Cayman International Mediation and Arbitration Center (“Rules”) then in effect. Arbitration may be held in Georgetown, Grand Cayman, or another mutually agreed location, including by video conference.

Disputes about the scope or arbitrability of this section shall be decided in arbitration. An arbitrator may grant relief available in court for an individual claim, but not punitive damages unless otherwise permitted by law. Arbitration is confidential.

Before arbitration, the parties will attempt good-faith informal resolution. A party seeking arbitration must first send a written Notice of Dispute (“Dispute Notice”) with: (a) name, address, and email; (b) a description of the claim; and (c) the relief sought. Dispute Notices to Mizo must be sent to our designated support contact. Dispute Notices must be individualized. After sending a Dispute Notice, the parties will participate in a telephone or video discussion if reasonably requested.

If no resolution is reached within 60 days after a complete Dispute Notice is received (including after any requested discussion), either party may commence arbitration. Statutes of limitation and filing deadlines are tolled during informal resolution.

Arbitration will be conducted by one neutral arbitrator. Each party generally bears its own fees unless applicable law or the arbitrator provides otherwise. The arbitrator’s award is final and binding.

Emergency court relief is restricted as set forth in the original arbitration framework incorporated here. Either party may apply to enforce an arbitral award in the courts of the Cayman Islands.

If litigation proceeds instead of arbitration, the parties waive jury trial to the fullest extent permitted and submit to the exclusive jurisdiction of the courts of the Cayman Islands.

YOU AND MIZO AGREE TO ARBITRATE ONLY ON AN INDIVIDUAL BASIS. CLASS, COLLECTIVE, OR REPRESENTATIVE ACTIONS ARE NOT PERMITTED. IF ANY PART OF THIS CLASS-ACTION WAIVER IS UNENFORCEABLE, THE REMAINDER STILL APPLIES TO THE FULLEST EXTENT PERMITTED BY LAW.

We may seek injunctive relief in any jurisdiction to protect the Services, our intellectual property, or users from harm.

General terms

• Severability. If any provision is invalid, the remainder stays in effect to the fullest extent possible.
• Change of control. If we are acquired or merged, information we hold may transfer as part of that transaction.
• Survival. Provisions that by nature should survive termination will survive.
• Interpretation. Headings are for convenience only. “Including” means “including without limitation.”
• Language. Any translation is for convenience; the English version controls.
• Assignment. You may not assign this Agreement. We may assign it without restriction.
• Governing law. This Agreement is governed by the internal laws of the Cayman Islands, without regard to conflict-of-law rules.
• No third-party beneficiaries. Except for Company Parties, this Agreement benefits only you and us.
• Entire agreement. This Agreement is the entire understanding between you and Mizo regarding the Services.

Contact

Questions about these terms can be raised through our support channels.